Should I take Personal Loan or not for my wedding?

Should I take Personal Loan or not for my wedding?


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Due to the increasing cost of wedding vendors on top of the short period of time to raise enough money to cover the expenses, many couples opted to personal loan or instalment plan. These two methods are deemed as among the best alternatives and solutions by the couple. This scenario leads to the increasing demand of personal loans nowadays.

It is similar to buying a new smart phone that you desire with all the specs that you want. If you can’t afford to pay lump sum, you still can own it via instalment plan offered by the telco company.

Personally, I wouldn’t recommend applying for instalment plan longer than 3 years as there is a long list of expenses awaiting after wedding.
For instance purchasing a house or family planning (pre and post pregnancy does not come cheap- scheduled mother and baby checkup, supplements, cost of giving birth, baby’s items, expenses during confinement period, etc).
It would be best if you could settle the instalment plan within a year.

Another way to optimize your budget is… list down the MUST HAVE items or vendors for wedding. Checkout this link to get some idea on things you have to spend on for your wedding day.
link on (Indian Wedding: Solemnization budgeting (for Groom & Bride))

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List out vendors based on the highest priority based on your situation and judgment.

In general, below are the level of priority for wedding. (note: One might have different priority due to various factors)

You can allocate your budget from the highest priority to the lowest.
Normally the most important vendor for you is the one that plays major role on your big day.

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Lists of common vendors for Indian Wedding are;
1. Wedding Venue (Temple / Hall / Hotel)
2. Photographer
3. Videographer
4. Makeup Artist
5. Garlands
6. Caterer
7. Decor
8. Lighting
9. Dancer
10. DJ/MC

Additional Vendors;
1. PreWedding Photographer
2. Nalunggu Photographer
3. Dhol
4. PhotoBooth
5. Wedding Car Rental & etc.

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Understand more real facts about BestianKelly & Testimony 😉(Wordings & Videos)
https://bestiankelly.com/how-our-couples-feels-about-bestiankelly-team/

Checkout more 1 min interview with couple
https://www.youtube.com/playlist?list=PL8wWVG7xD5QlUXzgenkO9lnsjLb8YAOmQ

 

Wedding Tips you might interested to checkout below.

Surveying for a skillful photographer that not expensive? How to find one?
https://bestiankelly.com/surveying-for-a-skillful-photographer-yet-not-expensive-how-to-find-one/

True Story. Huge Losses. Regretful Couple.
https://bestiankelly.com/true-story-experienced-by-our-couple-2/

Do you know what you should take note during Thali Tying?
https://bestiankelly.com/insider-tips-for-couple-thali-tying-moment-aunty-blocking/

Should I Hire An Assistant Makeup Artist during wedding day?
https://bestiankelly.com/should-i-hire-an-assistant-makeup-artist/

 

If you like to see more photos,
– Click here for Indian Wedding
 Click here for Indian Engagement
 Click here for Church Wedding

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Optionally you can WhatsApp us Bestienz +60124482235

Is your big day fall in good wedding month?
Is your big day fall under weekends?
Then do not think twice if you have found the right photographer.
Experience photographer are booked 1 to 2 years in advance.
(There is a reason behind why they are booked so early)

Honestly, how many experience photographers have you found online?
If this is one of them that shortlisted, I would suggest do not delay as they might not be available on the following day.